EverBank Performance℠ Checking
Everyday checking with exceptional benefits
You deserve more than an ordinary checking account. Earn interest and safely access your money 24/7 with fraud protection and no hidden fees. It’s everyday banking that benefits you.
- Competitive high yields
- No monthly maintenance fee
- Bill pay, Zelle® and mobile check depositsx
- ATM fee reimbursementsWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
- Debit card protection with benefits
- FDIC-insured
- $100 to open
APYx
0%
$100 minimum to open
one-year earningsEarnings are illustrative and based on balance and APY shown over a one-year period with no withdrawals. Actual earnings may differ based on rounding factors and potential changes to the APY.
$0
See how we compare
4x the national average
With a $50,000 balance, our APY beats the competition.
- National averagex0.09%
- Bank of Americax0.02%
- Wells Fargox0.01%
Award-winning checking
The Ascent awarded our EverBank Performance Checking account with 5 stars for competitive rates and ATM reimbursements.
Easy access
Get better connected to your money
Use the TIAA mobile app to bank smartly even when you’re on the go.
Strong and secure
Bank securely and with confidence
We protect your information with strong encryption methods. Plus, we have your back with our Web Safety Guarantee.x
Open online now
Your money's going to thank you
Set your money on the right course with our seamless online account application.
- Apply
Open your new account online and with ease.
- Fund account
Send an opening deposit by online transfer or mobile deposit.
- Start banking
Set up online banking and watch your money grow.
Straight talk
No hidden fees
The EverBank Performance Checking account makes everyday transactions easy and accessible with no hidden fees. Know what to expect: no surprises, just better banking.
- $0Monthly maintenance fee
- $0EverBank ATM feesWe don’t charge ATM fees, and we’ll even pay you back when other banks do. For accounts with a minimum balance of $5,000, get unlimited ATM fee reimbursements. For those with lower balances, get up to $15 per month in ATM fee reimbursements.x
| Fee type | Fee amount |
|---|---|
| Online bill payExpedited bill payments are available for a fee. | $0 |
| Replacement debit card | $0 |
| Overdraft transfer feeBy setting up a link between two EverBank accounts, you can leave the worry of overdrafts behind. | $0 |
| Stop payment fee | $25 |
Your questions answered
Yes. Your deposits with us will be FDIC insured up to the standard $250K per depositor for each account ownership category.x We employ a wide range of security measures to ensure the safety of your digital information. EverBank has also received industry recognition for safety and financial strength from a number of respected sources.
With our EverBank Performance Checking account, you earn interest no matter your balance. Plus, there’s a low minimum to open an account.
Yes, we offer convenient ways for you to manage your money from virtually anywhere. Choose the way that works best for you, starting with using your debit card and personal checks. If you’re looking to access your funds online, take advantage of online transfers and online bill pay. And if you’re on the go, you can use the EverBank mobile app, Zelle® and digital wallet applications. You can also take advantage of over 80,000 fee-free ATMs across the country. And rest assured, with our ATM fee reimbursement benefit, we’ll even pay you back when using an ATM outside of our network.x
Looking to make a high-value purchase, like a down payment on a house? You can request Official Checks or a wire transfer.
When it’s time to make a deposit, choose from several different options. You can make mobile depositsx on the app at anytime up to $50,000 a day. If you've been with EverBank for more than five years, you can deposit up to $100,000 a day via mobile deposits.
Also, easily make online transfers between your accounts at other banks and your EverBank account; set them up one at a time or create a recurring schedule. If you want a simple way to build an account balance quickly, you can set up direct deposit. You can even go the traditional route and either wire or mail us a deposit.
Checks can be ordered online or by phone.